life insurance commercial.

scene: quaint smalltown main strip. autumn. leaves falling. laughing grandmother, mother and daughter get out of car.

"grandma!" the little girl calls as she and the mother head into a shop. "come on!"

grandma smiles and makes her way to the parking meter.

"just one second, dear!"

she chuckles as the timer clicks to expire on the parking meter. "ahh," she smiles, patting the top of the meter. "wouldn't it be great if life were like this parking meter? if it were, i could just put a quarter in and stay here with my family. forever."

her face grows ominous.

"but IT'S NOT."